I was backed into earlier this month, the other driver claimed responsibility on scene but then told her insurance that I hit her. After 10 days my car insurance company is saying that my claim cannot be brought to subrogation because the at-fault party is not claiming damages on their vehicle even though the evidence I submitted shows the damage on their car as well as mine. Is this right? What can I do?
Posted by LTXNEBULA
1 Comment
I think you’re missing a piece – sounds like the other carrier has refused subrogation because they are denying liability and their insured isn’t making a claim for damages.
It’s word vs word – without independent evidence, 99% of adjusters/carriers won’t waste resources on subrogation.
You can try and sue. But I wouldn’t recommend it without actual proof to present in small claims.