Questions about wash sale for option trade.

I made a mistake today when I tried to roll over options and Schwab identified this as disallowed loss. But I'd like to seek opinions from you Pros to see if it is IRS-defined disallowed loss or just broker algorithm thing.

Here is the story: I sold two IWM puts expired today at same strike price. However, the price fell below strike price and I decided to roll over them. The mistake is I rolled first option and then rolled over the second one. Then the realized loss from the first option (Sell to open and buy to close) was identified as disallowed loss. I kinda understand the reason of causing disallowed loss is that the realized loss of the first option happened before I bought to close the second option. But I felt weird that these two options I sold and bought back all ended up with realized loss but I cannot claim part of them for tax deduction? Sorry, I definitely could be wrong as I am a rookie to option trade. Could you please help me clarify this?

And, another question is: in one tax year, if my net gain is 100USD, and disallowed loss is 100USD, does this mean I need to pay tax for 200USD? If the net gain is -100USD, does this mean I cannot claim tax deduction?

Thank you so much for spending time answering my question.