I’m 22f, currently on my parent’s car insurance but just bought a new car today in my name and will be paying my own insurance on it, also in my name.
Two years ago I got a speeding ticket and didn’t have the money to pay it off at the time and eventually forgot about it, which resulted in my license being suspended for about a week until I got my poop in a group and paid it off. This made parents insurance go up a bit but I helped pay.
Currently shopping around for the cheapest collision insurance for my car and when I opened the first website, it asked if the driver (myself) has “had an accident, claim, loss, moving violation or driver license suspension/revocation in the last 5 years” to which the answer would be yes, I had my license suspended. But do I need to include that in my new insurance since I was under my parent’s insurance when it happened?
Do I need to include a prior suspension on my license when shopping for car insurance?
byu/exgxrx inInsurance
Posted by exgxrx
2 Comments
Yes
Unless they add an exclusion that says “you don’t have to include it if you were on your parent’s policy at the time”
Get your MVR and CLUE report and see what comes up. It’s probably likely it’s on there though.