I have excellent credit, no claims ever, no accidents, etc and was told my IS score is a 19 when a "good score" is between 1-5. Uh … what is this mystery number and how can I get it back down to 1-5? Premiums are skyrocketing everywhere and I only have to wonder why.
Posted by PVW15
1 Comment
Do you have your credit reports frozen/blocked?
With all that being said, it’s not only credit score. Prior limits, claims, length of time with carrier all play into it.
All of the info on how they figure it out is proprietary so we don’t even know.