I can get better coverage by switching companies but I'm not sure what $ amounts to choose for coverage, if I need to do stacked or unstacked, or what exactly PIP insured only vs PIP relative. I have 1 car and will be the only person driving. I reside in FL. What do you think of these 2 options and which would you choose? Both come out to the same price. Thanks

    Progressive:

    Liability​(BI/​PD)

    $250k/$500k/$100k

    Uninsured Motorist BI

    $100k/$300k w/non-stacked option

    Personal Injury Protection

    $0 ded, basic work loss included

    no resident relatives

    MedicalPayments

    $10k per person

    Comprehensive

    $750 deductible

    Collision

    $750 deductible

    Rental

    $40 per day ​($1,200 maximum)


    Geico:

    Bodily Injury Liability (BI)

    If You Harm Someone

    $300,000/$300,000

    Property Damage Liability (PD)

    If You Damage Something

    $100,000

    Basic PIP Coverage

    PIP Insured Only

    PIP Insured Only Selection

    $10,000/No deductible

    Additional PIP Coverage

    Add'l PIP Insured

    Add'l PIP Insured Selection

    20% reasonable medical/25% of loss of earnings

    Medical Payments (MED)

    $10,000

    Uninsured Motorist Coverage

    Cannot Be Higher Than Your Bodily Injury Limit

    Stacked

    Stacked Selection

    Not Included

    Upgraded Accident Forgiveness

    Not Included

    Comprehensive (Excluding Collision)

    $500 deductible

    Collision (COLL)

    $500 deductible

    Emergency Road Service (ERS)

    Not Included

    Rental Reimbursement (RR)

    $35/day, $1,050 max per claim

    Need help customizing my car insurance/ which policy is better?
    byu/SeriesDifficult7079 inInsurance



    Posted by SeriesDifficult7079

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