I let my mom to park my car at the apartment building when I took the grocery out from my car (She has a driving license from her country, she rented a car before in US, she has good track record, she is not a household). She accidentally hit someone’s car in the parking lot so I decided to leave a note about this. I did not expect this cause it was just a short drive to the parking lot.
I didn’t list my mom under my policy (I live in Georgia). Would my insurance pay the liability for the damage to the other car? I use Geico auto insurance.
What would be the best solution for this? Will the insurance follow the car or the person? My only concern if I told that she hit the car, my insurance won’t pay the liability and I feel bad that she has to pay a lot for the liability. As my understanding that I can tell the truth that she drove the car as the insurance will follow the car (?)
Thank you.
Will auto insurance cover this?
byu/green_apple25 inInsurance
Posted by green_apple25
2 Comments
If mom doesn’t live with you, they’ll most likely extend coverage for this. But expect them to need proof that she doesn’t
If she does live with you, they *may* deny it but that’s company specific
Assuming she does not live with you, and she can prove her recent residence to be elsewhere…
Yes, this will be covered under permissive use.