Apartment insurance claim, good or bad idea?

I was required to get renter’s insurance for my apartment, so naturally I got the cheapest I could which was Lemonade. Recently someone broke into my car in the attached garage and stole about $800-$1000 worth of stuff, a DJI drone, a bunch of fishing gear, etc. Would this be covered by the theft insurance? And is it even worth filing with a $250 deductible? I don’t want my insurance cost to skyrocket but at the same time what is the point of insurance if you can’t file a claim?