My car was recently involved in an accident which led to it being totalled. The vehicle was a 2023 Audi Q3 S line with only 12,000 miles on it (was still under warranty + had Audi Care on it). Statefarm is offering $15,000 less than the MSRP of the vehicle.
Their offere is close to the KBB quoted value, but is ~$3-5k short of what used cars with similar mileage/trim levels are going for in my zip code.
How can I negotiate with them? Is there anything else I can do?
How to negotiate with insurance on the value of a totalled vehicle?
byu/SeaworthinessTop6629 inInsurance
Posted by SeaworthinessTop6629
1 Comment
Ask for a copy of the valuation report and make sure all the options listed match yours. Provide your own comps if you want but keep in mind list price is different than selling price.