How to renew homeowners insurance that is in my late mother’s name?

I inherited my late mother's house via Life Estate Deed, but the deed has not been transferred to me yet (I think it will take another month or two).

Homeowners insurance is up for renewal. I want to renew it as-is.

My mother's name is on the policy. Should I:

• leave it as-is… even though she is deceased, as her Power of Attorney when she was alive and her Executor now, I will be covered?

• ask them to change the named insured to "Estate of" my mother?

• ask them to change it to something else that includes my mother's name and Life Estate Deed and my name?

• Something else?

Thanks.