I had my car officially totaled this past weekend for hail damage. I was going to purchase it back from the insurance company and sell it to a family member for cheap with a salvage title. I told my adjuster that this was my plan but haven't signed any paperwork. Yesterday, I was rear-ended and likely have frame damage.
I already reported it to my insurance provider but was not able to talk to my adjuster about it. I'm supposed to finalize all the claim paperwork for the hail damage tomorrow.
Is it possible for me just to take the original payout without retaining the vehicle?
Am I just stuck with whatever the driver who hit me's insurance wants to give me for a salvaged vehicle?
Any advice would be great.
Thank you.
Posted by jedtex88