Hi! I recently had a total loss vehicle that I purchased CPO and two weeks later I was involved in an accident. Upon seeing the evaluation, I found that the comps were pretty fair. However I have a concern regarding the conditions adjustment part (tires). Brand new tire depth for the brand of tires I had is 11/32. At the time of the accident the tread depth was 5/32 (acceptable by CPO standards, I guess). $130.29 was deducted for what I assume is tread wear. If any adjusters or anyone who is familiar with this could weigh in. What is the justification for the deduction? Is it based off of tire wear of comparable vehicles with the same age or mileage? Or something else?

    Total Loss Adjustment
    byu/Uzumaki2120 inInsurance



    Posted by Uzumaki2120

    2 Comments

    1. Outrageous_Ad_5843 on

      5/32 is a worn ass tire and generally more gone than there
      It would generally warrant a replacement in snowy conditions

      One would consider 5/32 tread depth to be at minimum below average condition for a tire

    2. Every tire has a cost. That cost new is X when they wear the value of that tire goes down. You’re being deducted for the wear on the tire.

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