Got rear ended while sitting at a stop light.
Apparently the person that hit me was secretly recording me (no dash cam, just with their cell phone). In the heat of the moment I apparently said “oh sorry if that was me man” (he rear ended me, it wasn’t).
Progressive ruled me at fault based on nothing other than that recording.
Just a frustrated heads up I guess.
Deemed at fault when I was rear-ended; be careful what you say
byu/TheJusticeMoose inInsurance
Posted by TheJusticeMoose
6 Comments
It makes me wonder what statement the other guy told his insurance, I am guessing that he told them something (like you backed into him), and then is using that recording as evidence. Can you use your own collision coverage?
Is Progressive your insurance or his?
They can’t determine liability based on that. That isn’t you admitting fault. Everyone is sorry for being involved in an accident.
These are word vs word without a witness or video footage. He probably told them you backed into them.
I get downvoted for saying it, but talking even indirectly to the attacker’s insurance psychologist is a bad idea because of their ability to warp reality after a collision. ( I didn’t say ‘accident’.)
Buy and install a dash cam. Even $30 ones, then spend $20 on a good SD card.
Are you in a 2party consent state? Meaning someone cannot record you without consent. And are you 100% sure it’s you in the recording and you said that??