Homeowner’s insurance increase after Loss Assessment claim?

Hi all –
I apologize in advance if I’m screwing up insurance terms here, I’m kinda a newbie.

My HOA board has passed a Loss Assessment Resolution to repair some hail damage on our roofs from last year.
The wind/hail deductible on our HOA insurance policy is 5% of the buildings replacement value, and each homeowner is responsible for their portion of the deductible.
So, our management company is instructing each homeowner to file a Loss Assessment claim through our individual policy, for approximately $10k per unit.

I am scared about what filing a claim will do to my future rates.
When I google this question, the best answer I get is that “claim history will influence rate calculation,” but can anyone elaborate on this? Approximately how much is a homeowners claim history “weighted” in a rate calculation? Does the claim type matter?

I have ambitions to purchase a bigger home in the next 1-5 years, and am wondering if filing this claim now will be detrimental in the long run.
$10k is a significant amount of money, but if filing a claim will cost me (for example) $20k over the next 10 years, then I’m guessing paying this out of pocket would be a smarter decision.

Thanks in advance for the help!