So I recently side swiped somebody, but he claimed he was late for work and didn’t contact police to file a report. We just exchanged insurance info and that was it, if my insurance agrees to pay for repairs on my vehicle, can I opt out to prevent my rates from going up?
Posted by Livid-Effort4534
2 Comments
Yea man you can just totally make a claim then just “opt out” of them raising your rates
If your insurance pays out for his damages, your rates are going up anyway. But as long as you don’t have a loan, you don’t have to repair your car if it don’t want. Just be aware that with any future claim, they your company or another person’s, that unrepaired damage will be taken into consideration for any payout.