Health insurance question – MI

I’m aging off my father’s insurance in August so I’m seeking health insurance quotes.

In order to keep my car insurance low, I need a coverage that provides a QHC letter and my deductible has to be below $6,500.

I’ve seen quite a few good quotes through BCBS and I’ve had them for quite sometime through my dad, so I’d like to try to keep them if possible, but I’m a little confused.

The individual deductible on some of these are reading $3,700.00 – BUT the max out of pocket deductible (for individual) says $7,050. So, would they base this off the max deductible or individual deductible?