Currently looking to buy my forever home and getting a 30 year mortgage in a HCOL area.

    I have enough saved for a 20% down payment in my area, however I know that as a veteran I can use a VA loan and avoid PMI no matter how much I put down.

    I have a VA rating, so I also understand I do not have to pay the funding fee.

    My question is this: What is the optimal amount I should put down for a down payment? I understand this will impact the interest rate? Thank you.

    Optimal down payment amount with VA loan?
    byu/Forest263 inMilitaryFinance



    Posted by Forest263

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