Hey guys, I was involved in an auto accident last week. I am insured by progressive. My car is not only sentimental to me, but also the product of much personal modification. The damage is not too bad, definitely fixable, but the airbags deployed so I assume insurance will want to total it. Before an adjuster comes out later this week I was wondering what my options are if they want to total it? Can I tell them I’m willing to pay part of the repair cost (in addition to the deductible) out of pocket? The car is worth $24-27K, no frame or engine damage.
Posted by New-Accountant6968
1 Comment
got pictures?
As far as I know they will write it off and you can buy it back from the insurance with a branded title. Lets say the vehicle is worth 25k and they deem after the accident its worth 10k, they will pay you 15k and you keep the car. I have heard some insurance companies are stopping this but not sure.
Replacing air bags and sensors is not cheap, also it might look like there is no frame damage but a lot of time there is.