Edit: I think I got my answer. Thanks everyone for your input!
If my neighbors tree falls on my car and damages it, does that go under my car insurance or their home owners insurance?
byu/CombinedCantalope inInsurance
Posted by CombinedCantalope
2 Comments
your car insurance in just about every circumstance
The only way it’s on their home insurance is if you notified them in writing far enough in advance of the damage to do something about it. Otherwise it’s a no-fault Comprehensive claim on your insurance, assuming that you have that.