The Bank of Canada cut interest rates by a quarter percentage point for a third consecutive meeting, and reiterated that it's “reasonable” to expect more easing to come if inflation keeps decelerating.

    Policymakers led by Governor Tiff Macklem lowered the benchmark overnight rate to 4.25% on Wednesday, as widely expected by markets and economists in a Bloomberg survey.

    Officials' communications were little changed since their July meeting, and highlight the central bank's increased focus on balancing the upside and downside risks to inflation, even as they see “little evidence” of broad-based price pressures.

    But policymakers also reiterated they're concerned about undershooting their 2% inflation target. “We need to increasingly guard against the risk that the economy is too weak and inflation falls too much,” the governor said.

    The communications reinforce officials' shift in thinking about inflation — policymakers are increasingly concerned about downside risks to the economy, and have started gradually loosening monetary policy to engineer a soft landing.

    https://www.bloomberg.com/news/articles/2024-09-04/bank-of-canada-cuts-to-4-25-eyes-more-easing-ahead

    Posted by s1n0d3utscht3k

    12 Comments

    1. ImLettuceEatter on

      Yeah,  Canada has a big impact of the global economy.  I look to Canada for economic guidance,  lol

    2. ThisKarmaLimitSucks on

      Canada doesn’t do fixed 30-year mortgages like the US. They generally have 5-year renewals.

      Regardedly low COVID era mortgage rates allowed house prices to explode to the moon, just like in the US. But the first of those mortgage renewals are coming due in about 6 months.

      There’s some Toronto shit shacks whose payments are about to roll over from $2M @ 1% (about $6000/mo) to $2M @ 5% (about $11,000/mo)

      UNLESS

      The degenerates in the central bank immediately cut rates.

      Canada doesn’t have an economy, it has maple syrup and a foreign-cash inflated housing bubble. They need to keep both flowing or otherwise their state collapses.

    3. the_sound_of_a_cork on

      Canada is a third world country masquerading as a developed nation. It will have a socioeconomic structure more akin to Argentina than the U.S. in the future.

    4. the_sound_of_a_cork on

      The only people that think Canada is relevant are Canadians, and then really only some

    5. They’re cutting to try to get ahead of a recession.

      Unemployment has been ticking up and is at 6.4% (up from 5.3% a year ago). I think in some cities like Toronto the unemployment rate is close to 8%. And that’s on top of per capita income decreasing.

    6. leaf_shift_post on

      400k for a studio or 1br condo, with high condo fees and shoddy construction that won’t last 10-20 years let alone 50 years before major repairs to the building envelope are needed.

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