When is it worth it filing a claim? Is it more expensive in the future if you do?
We list quite a bit today due to a sewer back up- plumber says it’s just going to happen again if the reason isn’t addressed. Property management has a very poor record of upkeep here.
Because this was sewage – everything is getting tossed out. It’s a health hazard.
I’d be just as happy to break lease and move elsewhere. Our costs here are about 3k monthly for lease.
I’m wondering if an attorney might be worth it. I’m assuming it’s a civil matter, correct me if I’m wrong.
I don’t believe we have the verbiage of exact or better in our policy- much of what’s getting trashed are antique- carpets, paintings. Sickening a little.
Posted by MinimumRelief
2 Comments
Lot going on here will answer with basic property insurance assumptions. Was it a sewer back up or an overflow. Most renters policies are named peril and sewer back up is rarely one of those so you’d need specific coverage.
Second your LL could hold some liability if they knew about it and should have fixed it if it’s the first time unlikely.
Not sure what you want the attorney to do but very few will take property damage only cases as there’s basically no meat on the bone for them
The valve (theirs) is not functioning right. It has to be replaced. Think of it as a rusty cat door. It doesn’t swing free and causes sewage to back up.
In the years we’ve lived here- work orders are not acted on. I wondered if an attorney could get our lease issue taken care of so we could just leave.
If I did have paperwork replace as exact in this loss-that’s a heathy sum. I just don’t want to screw a new rental by claiming.
We cleared out the main floor and have it stacked in our garage now.
Should I tediously videotape and comp all the items being thrown out?