Hello. I’ll try my best to keep this short. Two years ago, I was involved in a car accident where I hit a car that turned in front of me. I had a green light, and they had a blinking light. I was driving a large suv, and couldn’t stop it in time. I was neither speeding, nor distracted. Crash report says I’m not at fault, and the “at fault” driver failed to yield to me. I went through insurance and got my car fixed and moved on. Today, I received a letter in the mail- the “at fault” driver was driving a family members car, and that car was a total loss. This person wrote that the “at fault” driver was not at fault, and it was all my fault because I was dishonest to the police and was driving negligently, and “nearly killed” the driver… (medical attention was declined at the scene). This person requested that I send them a check for $2500 as a “settlement”, or they would be suing me for over $12k and court fees. I am 23 years, and this is freaking me out. Why is this person accusing me of all these things when I literally had the right of way and police wrote that I made no hazardous action? Insurance also had me fixed up quick. I’m in Michigan. Thank you.
At fault driver sent me an unhinged letter
byu/hotpotatohotpotato99 inInsurance
Posted by hotpotatohotpotato99
5 Comments
I would toss the letter in the trash. (Well, maybe not literally — save a copy so you can point and laugh at it later.) They’re delusional and refuse to believe they could have done anything wrong. If they somehow manage to find an attorney to take their case and actually sue you, call your insurance company right away to let them know, and they will hire an attorney to defend you at no cost to you. But there’s every chance that they’re bluffing and desperate.
Yeah, they sound delusional lol. They were found to be in the wrong, yet are trying to make themselves sound like they were in the right. You’ll be fine.
Use the letter to wipe your ass or start a fire in your fireplace with it. They can’t and won’t do shit.
Take a photograph of this letter and send it to your insurance. Let them deal with it.
Also depending on your state it may be outside of the statute of limitations for a law suit, but that entirely depends on what state this happened in.
Either way I’d turn it over to your insurance and let them know
They are absolutely crazy and ignore it.However you do need to keep the letter and you should send a copy to your insurance company.
This is just a scan.Do not give it a second thought, because no way.Are they going to be able define a lawyer?Pay that fees up front to sue you and even if they do they will lose.