Assigned risk pool for Auto Insurance

A common problem I hear is people struggling to get an insurance company to cover them. And one thing I don’t hear agents ever mention is the assigned risk pool program of their state.

Basically it forces a random company to insure you. Every state naturally is different because why make anything simple. So I encourage agents to look up the requirements in their state. Some offer minimum liability only, others offer a decent amount with comp and collision. A denial letter from X amount of companies might be required to apply.

Will rates be astronomical? Most likely, but it’s a way for them to get something to put a vehicle on the road.