In September of 2021, my then 16yr old daughter caused a car accident. It was pretty evident that she was 100% at fault. Our insurance company refused to settle with one of the people involved in the accident even though they were asking for far less than our policy's limits.
That person sued us, and our insurance company provided an attorney. We just had our arbitration hearing(almost 3yrs to the day of the accident). The attorney that the insurance company provided us was horrible and looked like a fool during arbitraiton, it almsot seemed like he had never been part of an arbitration hearing before.
Long story short, it's pretty obvious that we are going to lose the arbitration case. The question that I have is, now what? Will the insurance company just pay what the arbitrator decides? Since we are getting sued personally, will we be responsible for paying the judgment or will the insurance company step up and take care of everything? Will we have to sue the insurance company to get them to pay the judgment?
I am just looking to hear from anyone that has experienced a similar sitution.
Posted by ideaminer
1 Comment
What state? Did the adjuster or attorney not explain this?