IRRL numbers. Does this look okay?

Currently at 6.25% and working with lender to either go to 4.75% with buy down fee or 5.25% with no fees and lender credits. Leaning towards the 5.25% and No Va funding
The following is the breakdown of the closing costs at 4.750%
Discount points: 5,644 (1.254% of the loan amount)
Credit report: 24
MERS Fee:25
Flood Cert:8
Tax Service:85
Notary Fee:150
Title Ins:518
Settlement Fee:410
Recording Fee:30

Total 6,894

Payment at 4.750%: 2,930

At 5.250%, you will not have to buy down the rate. You will actually have lender credits that will pay for ALL the costs. AFTER all the costs are paid there are about $700 additional credits that will go towards your escrows. So in total there's about a $7600 difference between the two rates.
When I adjust the estimated loan amount you would be looking at $3,027 for 5.250%.