My car was parked at the grocery store, and when I returned, I found a deep scratch on the rear passenger side. It’s pretty bad, and no note was left. I want to get it fixed and file a claim. I have full coverage insurance with a $500 deductible. I don’t want to file a police report for this. I just want to get this fixed. It might be like 1K of damage and I live in Texas.

    Police Report Necessary?
    byu/tep122 inInsurance



    Posted by tep122

    3 Comments

    1. Helpful-Assistance36 on

      You shouldnt file a claim for 1k in damage. If your able to pay oop and get it fixed, thats probably the best way to go.

    2. If it’s something you can afford to fix yourself, and the damages aren’t ~10x the deductible, you are almost certainly better off paying out of pocket to get it fixed.

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