Who is responsible?

    During storm, live pine tree blown over. Base of tree in neighbors yard.
    Fell across shared fence on to our roof.

    Neighbors tree fell on our house
    byu/kas1218 inInsurance



    Posted by kas1218

    9 Comments

    1. File a claim with your insurance company. It is now your tree. Rather the part that is over your property line is yours

    2. Act of God will not place liability on anyone.

      However, if the neighbor had a dead tree, and you had previously warned them in writing to remove it, your insurance might have a subrogation potential. I realize that’s never the case, but that’s what the lawyers tell me in these situations.

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