I recently commissioned out of ROTC. I applied for an AMEX plat card before I entered active duty, thinking I wouldn't have to pay the membership fee until I EAD'ed. I am having a hard time getting my fee waived, as I already paid it and was told it would be refunded back to me after my account was verified. I am now being told that I applied for the card when I was in the reserve and that's why I am not eligible for the refund. Does anyone have any advice or experience with this? Thank you 🙁

    AMEX fee waive
    byu/Quiet-Sun460 inMilitaryFinance



    Posted by Quiet-Sun460

    3 Comments

    1. it’s all about what your MLA status is at the time of application. you have to be a covered borrower or you pay..it’s an automated algorithm that checks against DMDC database’s and nothing you can do about that.

    2. Ya you did this the wrong way. You needed to be AD first.

      You can try once you are AD to get it waived.

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