2 Comments

    1. Ok-Crew-2641 on

      To live without personal debts (not counting business loans) and not having to work anymore for a living is possibly the best experience of my life. While money does not guarantee happiness, it makes things very easy to seek happiness.

      I believe this is the best phase of my life – something I dreamt and worked towards from a young age without losing focus. My personal success is a combination of good timing (pre-ipo member of a successful financial technology company that granted me stock options worth USD 6-7M at this time) and sharp instincts (investment partner for a successful private school that generates steady cash flow so I don’t need to touch my stock options).

      The most important factor in my case (among few other qualities) to reach financial independence is having the audacity to take the road less traveled, constantly adapting to challenges and setbacks and navigate towards your goals.

    2. Whole-Spiritual on

      The anti guru advice:

      I’ve always acted financially free even at age 24 with -$30K net worth making $46K working for deloitte and spending $70K as i tried to make pay go ++ to catch up. degenerate.

      I’m slightly crazy so that’s one thing, not suggesting to copy. I was a #s person and had street smarts. I got into data & sw sales hunting new labels for a hot startup that was bought our (CapitalIQ), started as an account manager, almost got fired for behavior..then they tried me in the wild after 12 months on new accounts and I was top global rep of 300 2 yrs in a row then started running and turning around regions for them (S&P Global).

      I was a degenerate alcoholic the entire ride but made it to SVP running a $250MM Unit by age 30, just from not caring and selling + hanging out and being friends w/ everyone. Later bought companies and started others, was a CRO then CEO in tech at a smaller crappier company before going on my own.

      I think it’s a mindset thing. I have been worried about $ before but only a bit, and man there was reason (ex: stage 4 cancer wife, first kid, out of cash, has bought a fraudulent company in error and took no $ for yrs while putting $ in and getting off bank debt and growing it while cutting bad accounts).

      Once you realize that even if you lost it all you are a machine and can immediately bounce back, you realize that you don’t have to worry and ironically you generate far more wealth and risk goes down. I still plan 4-5 financial back up plans for if things go wrong, but they’re dominos already organized and I’m just having fun watching this little Sims Life game i made, but for real. I dunno I told you, weird.

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