Start your TSP.

This is for all the service members out there who haven’t started yet. It doesn’t matter if you think you can’t contribute more than 3%. Put something in there and build until you’re comfortable. I say this because there’s a lot of people who start late and feel bad for doing so. Late is better than never, and you’ll be thankful you did. Don’t be the guy who lets 20–30+ years pass by and realizes they should’ve started.