Long story short I went to quest for an unusual blood test. The technician pulled me aside and said this could cost $900.
I called my hdhp before proceeding and asked for a confirmation. The rep pulled up my account and the tests I was planning to get and told me I could expect to pay $30-100. I noted the massive discrepancy. The rep responded by telling me "that's because it's a negotiation."
I reluctantly took the tests and, of course, just got a bill for over $900.
Do I have any negotiating power by having a (hopefully recorded) conversation with a rep assuaging my fears that I wouldn't be billed exactly what I ended up being billed?
Do I have any recourse in health cost misinformation?
byu/No-Echidna-5717 inInsurance
Posted by No-Echidna-5717
2 Comments
Have you gotten an EOB from your insurance? That will show what you owe.
Price estimates aren’t binding. You’ll need to refer to your EOB for what you owe.