I can get better coverage by switching companies but I'm not sure what $ amounts to choose for coverage, if I need to do stacked or unstacked, or what exactly PIP insured only vs PIP relative. I have 1 car and will be the only person driving. I reside in FL. What do you think of these 2 options and which would you choose? Both come out to the same price. Thanks
Progressive:
Liability(BI/PD)
$250k/$500k/$100k
Uninsured Motorist BI
$100k/$300k w/non-stacked option
Personal Injury Protection
$0 ded, basic work loss included
no resident relatives
MedicalPayments
$10k per person
Comprehensive
$750 deductible
Collision
$750 deductible
Rental
$40 per day ($1,200 maximum)
Geico:
Bodily Injury Liability (BI)
If You Harm Someone
$300,000/$300,000
Property Damage Liability (PD)
If You Damage Something
$100,000
Basic PIP Coverage
PIP Insured Only
PIP Insured Only Selection
$10,000/No deductible
Additional PIP Coverage
Add'l PIP Insured
Add'l PIP Insured Selection
20% reasonable medical/25% of loss of earnings
Medical Payments (MED)
$10,000
Uninsured Motorist Coverage
Cannot Be Higher Than Your Bodily Injury Limit
Stacked
Stacked Selection
Not Included
Upgraded Accident Forgiveness
Not Included
Comprehensive (Excluding Collision)
$500 deductible
Collision (COLL)
$500 deductible
Emergency Road Service (ERS)
Not Included
Rental Reimbursement (RR)
$35/day, $1,050 max per claim
Need help customizing my car insurance/ which policy is better?
byu/SeriesDifficult7079 inInsurance
Posted by SeriesDifficult7079