You can view the sign I ran into via Google streets:
https://maps.app.goo.gl/DwKJswuPKWwSUNG46
There was damage to my 2022 Hyundai Elantra grille, facia, and other "design" elements. AFAIK there was no mechanical damage. My car drove fine without any warning signals.
I'll skip to the point:
Upon calling State Farm and immediately explaining the situation (was that a mistake?), the entire claim process went very smoothly. This is my first at-fault accident in my 30 years of diving (most with State Farm).
Upon reporting to the adjustor, there was a mention that my rates will go up because I'll lose my "safe driver" discount. Should I be worried about anything else? Just 6 months ago my rates when up 50% presumably due to national trends and inflation.
If I can remember, I'll post my pre and post accident policies as my policy renewal is a month away.
PS: I live in Baltimore, MD
I had a low-speed collision that bent a 2ft tall traffic diamond sign
byu/digispin inInsurance
Posted by digispin
2 Comments
I mean you did everything “correctly” if that’s what you’re asking. You caused damage to property, reported it, got your vehicle fixed, and the process was completed. Rate increases for at fault accidents are normal. We have no way to predict the exact amount
Depends on what the city/county/state will charge for replacing the sign. Those are expensive to replace also.