For context, we live in Washington State. My father, who is now 80 years old, hasn't been able to drive for the past 4 months due to eye surgeries. We're currently waiting to see if he needs glasses to drive again.
I contacted our insurance company to ask about pausing his auto insurance, as we're unsure how long it will be until he can drive again. However, it seems that in Washington State, you can only be removed from auto insurance if your driver's license is revoked or no longer valid?
I'm curious how this works for older individuals who are eventually deemed unable to drive (or maybe just don't want to drive out of their own choice). Do they all have to get their driver's license revoked/voluntarily surrender their license to avoid paying for auto insurance?
Pausing or suspending auto insurance for older individuals?
byu/ChampionshipRough581 inInsurance
Posted by ChampionshipRough581
2 Comments
Depends on state/company.
Some states will allow driver exclusions. Some wont. Same.with companies.
Sounds like he may have to surrender his license to be removed.
You may be able to explicitly exclude him, meaning he’s listed, but specifically **not** covered and thus not rated either. You just want to make damn sure if he can and does drive again that you reverse that change.