Help please- first time homeowner! Recently discovered what seems to be a recent leak coming from master toilet upstairs. Noticed a small water bubble, about 4 inches in diameter, in the kitchen ceiling which is directly below the toilet. Plumber was able to identify the leak coming from the worn wax ring in the toilet upstairs. He said the water damage looked pretty minimal and contained and that we likely caught it early. Leaking is fixed but now we’re wondering how bad is this water damage on those boards? Is it worth having a restoration company call and going through insurance? Will they even cover it? Home is 10yrs old.
    You can definitely see some black stuff forming right around the pipe but is this something that can be air dried and treated with some spray/bleach? TIA!!

    https://imgur.com/a/gC54bNv

    Water damage- how bad is it?
    byu/pacnwexplore13 inInsurance



    Posted by pacnwexplore13

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