Hello. I got a call from my state farm office that they got ahold of my girlfriend’s record and went through a underwriting process on her, and determined she was high risk and I can’t renew my policy with her.
I need to go to another auto insurance provider, I need to have her insured under me as we use the same car. Any good companies that accept high risk driver?
For background, she has had 2 car accidents and 1 ticket.
Auto insurance that accepts high risk drivers?
byu/vanilla_shaker inInsurance
Posted by vanilla_shaker
5 Comments
Search for different insurance agencies in your zip code and give them a call. Simple ask on your situation so they’ll let you know if they can help
Personally, I’d find out the underwriting reasons for non-renewal from State Farm. Based on the brief information she was probably at fault for both accidents.
Driver retraining goes a long way and may be necessary. Playing with the deductible on your comp and collision can go a long way too.
After that I’d say contact some agencies because they can cover the same ground you can in day (like dialing and talking to carriers) in 30 minutes.
Trusted choice is a good website to fine independent agencies and brokers.
I’ve also never seen Progressive turn down a risk since I started in insurance 7 years ago. Price will be absurd but thats the trade-off.
What state are you in? Look into Kemper, Falcon Insurance, state auto…all are non-standard auto insurers
Try Bristol West
Wow. Type your question into google and see what comes up.
Do that and save a step or ask here, someone gives you information and you still have to search yourself.
First thing that came up is a list of different carriers.