Keep Contributing or Pay Myself?

SPC / 24yr / 3 TIS / NG

Been in a combat zone for around 5 months now and have been contributing 92% of my pay check to my TSP and just hit the $20k mark. I am well aware of the benefits of tax free money going into my TSP Roth, however, I am starting to think I should pay myself a little (for vacation/holidays) and lower my contributions to 20%. I don’t plan on reenlisting another contract, so other than drill contributions post-demob and any ADOS orders, my TSP will sit around this balance for its lifetime.

I currently have :

$25,000 in a CD (5.10% APY for 6 months, matures a month after coming home)

$20,000 in TSP Roth

$10,000 in cash / emergency fund

$7,000 in Roth IRA

Credit Card Debt : <$100 (paid off all cards)
Student Loans : <$3000 will be paid off by state
Car paid off, Phone/Insurance/other – paid through Mothers estate.

Just kind of want to build my cash reserves for a little bit of fun and for when I am back in school for my B.A.