Army Reservist Reduced Age Retirement Question.

Good afternoon,

I have been serving in the reserve component for my entire career and just reached year 14 this year.

I am under the high 3 / high 36 legacy retirement and not under the BRS.

I am trying to reduce my retirement age but I am confused about how reduced retirement works according to AR 135-180 chapter 2-1:

The eligibility age for receipt of retired pay will be reduced below 60 years of age by 3 months for each aggregate of 90 days

for which the Servicemember serves on active duty or full-time National Guard duty (FTNGD) in any fiscal year after 28 January 2008,

or in any 2 consecutive fiscal years after 30 September 2014. A day of qualifying active duty or FTNGD may be included in only

one aggregate of 90 days, with qualifying service defined as:

Does this sentence mean that for years served between 2008-2014 each 90 days served was 90 days reduced in retirement, and that years served on active duty

AFTER 2014 only reduce the retirement age by 90 days for TWO YEARS served? Or am I misunderstanding?

Furthermore, the first qualification in section a) states:

(a) A call or order to active duty on orders specifying, as the authority for such orders, a provision of law referred to in Section 12301(d) or 12304b, Title 10,

United States Code (10 USC 12304b or 12301(d)), or under provision of 10 USC 101(a)(13)(B) which includes call or order to, or retention on active duty under any

other provision of law during a war or during a national emergency declared by the President or Congress.

While searching on TOD how do I verify if the tour falls under 10 USC 12304b or 12301(d) and not 10 USC 12310?

Also, if I served 32 years and retired and somehow managed to reduce my retirement to 50 would I walk into my 80% pension that year? Or would the percentage differ based upon my retirement points? I have 2081 retirement points currently.