Last year, my brother allowed my uncle to use his car to commute to work. One night, while returning home, my uncle collided with a parked car on the freeway. Witnesses confirmed that the parked car was unattended and not running. In attempting to avoid the parked car, my uncle's vehicle struck the parked car, causing a nearby white car to swerve and hit a black car. The owner of the black car left insurance information but did not remain at the scene. Now, six months later, the black car is suing my brother (the car owner), my uncle, and the white car for $2 million. Although my insurance is handling the legal matters, the situation is stressful. I would appreciate insight into the likelihood of the black car winning the case. *——— FYI- I have my brother in my insurance and Police report ruled that the car that was parked in the middle was AT FAULT. My uncle and 2 witness agreed my uncle was not at fault.

    Family getting sued for $2million dollars – TX
    byu/Resident_Campaign878 inInsurance



    Posted by Resident_Campaign878

    7 Comments

    1. So, police don’t determine fault for insurance companies

      The fact that your uncle got a stationary object, likely means he’s at fault.

      The white car, likely, would be at fault for the other accident.

    2. It’s highly suspicious that someone who left the scene of the accident by driving away would have grounds for a $2 million claim.

      Your brother will need to notify his insurance of the suit that’s been filed. Tell him to make sure an adjuster calls him to advise what they can do.

    3. notwyntonmarsalis on

      Without you providing the fact pattern / basis to justify $2M in damages, there’s not much we can do here. As a general comment, the suing party would have to have perished or had severe injuries to have grounds in the $2M range. Probably just an attorney taking a flier.

    4. Anyone can sue for anything.  The odds of anyone getting anywhere near 2 million is near zero 

    5. Aggressive-Pilot6781 on

      A guy made an illegal left in front of my wife and she T-boned him and totaled both vehicles. We got a lawyer and on top of the value of her vehicle she got $13,000. There is no way a guy who drove away is getting anything

    6. I would think that faulty evasive maneuvering by the other car contributed to the loss if your uncle didn’t make contact with the white car.

    7. really_isnt_me on

      Even if insurance rules against you the first time, appeal. I had a person hit my car out of nowhere, then careen into a stone wall, for no good reason. It was their third accident in two years while it was my first as a the actual driver, in about 15 years of driving.

      Insurance tried telling me I was responsible. Uhuh. I went to that appeal with printouts of the intersection and the whole story. Insurance guy literally had no clue what the case was about. Flubbing about and had no rebuttal. Keep appealing (if you have to) because they expect you to just give up.

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