I applied for long term disability insurance. On the online questionnaire I bent the truth a little about my drinking and smoking habits, saying that I never smoke and drink twice per month. I also said I never use marijuana. On my phone interview I was honest and said I have about 6 drinks per week and the occasional cigar. I also said I used to use marijuana, most recently a couple of years ago. Are they going to deny my application because of these discrepancies? Or worse try to get me for insurance fraud or something? I’m super nervous about it. Any advice is appreciated!
Posted by Ironboots12
1 Comment
I’m not sure they are going to get you for insurance fraud as that usually require resources and more commonly comes up on the claims side:
That said as far as a denial of application, they might because that sounds a little more then embellished lol. It’s per carrier though so nothing I say on that front is absolute. They may adjust the answers and requote at a higher rate.