Still kinda new to all this. Do you guys see any changes I should make?

    Here are my current breakdowns:

    TSP: $16,504 (100% L Fund 2060), 10% contribution

    Roth IRA: $9,482
    – 2023: $4,391 (100% VTI)
    – 2024: $3,090 (100% FSKAX)
    – $2,000 I put in today, have not invested yet (thinking all in FSKAX?)

    Checking: $2k,
    Savings: $2k,
    HYSA: $9k

    Debt: $6k (Car loan with 2.99% interest rate)

    Single O2, no dependents, live alone. I’m also promoting to CPT in a few months and my expenses aren’t changing, I’m assuming the best option with that additional money is to dump it into Roth IRA and then increase TSP contribution for the rest of the time?

    I do want to get out but I think I have at least 3-5 years left in me depending on how VTIPs go

    Thank you all for the help! I know I’m late to the game and prob not in a solid place but in the last few months I’ve been trying to catch up on my financial literacy

    General advice & next steps with pay increase?
    byu/No-Visual726 inMilitaryFinance



    Posted by No-Visual726

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