Can’t believe people got paid millions to be this regarded
vlamarca on
The entire financial system is kind of BS. Just replace it entirely for Bitcoin
Ecstatic_Bee6067 on
Has someone told them “Hodl, 💎👐”? I hear that is the winning strategy for unrealized losses
Trader_santa on
Bonds mature, they buy bonds. We don’t, and our portfolios won’t mature either🍻
The_Albertino on
I commented last week that the big guys are just WSB regards with more money and more leverage.
LostRedditor5 on
You’re like 2 years late with this meme
im____new____here on
why would they have losses this year if interest rates havent been touched?
the title makes it seem like they are losing that amount per year but its really just reflecting the fact that they are still underwater.
HibbleDeBop on
This graph looks alarming but from what I understand the bulk of the unrealized loss is from mortgage back securities falling in price after the fed aggressively increased interest rates in Q1 2022. So long as people keep paying their 3% mortgages until rates are cut again then it won’t cause any issues.
VisitorAmongUs on
They bought bonds instead of calls!!
Any_Advantage_2449 on
As soon as rates go up even a quarter point those “losses” will be less.
Expert_Engine_8108 on
Is this mostly commercial real estate?
LatterCaregiver4169 on
secretely?
Frosty20thc on
They collect fees to keep your money. Then they charge you to have an account with them which gives you access to your money. They then loan the money to business and people for a fee and gamble some of that money in the market. And when they make bad bets they get bailed out by governments with taxpayer money. So why not go big on risk. There is literally no risk to the banks because they know that governments will bail them out.
You on the other hand aren’t rich enough to do that yet.
thissempainotices on
my boss at bank of america said he worked there for 20 years and never got a securities license, so why should they sponsor me to get mine after 1 year? I think about him often
Dankgainer on
Relax those are mostly 20 and 30 year treasuries. They just have to hold for 20 years to maturity and they recover.
bootygggg on
Only way this failure happens is if they are forced to sell, otherwise it is hold to maturity
ArcticStorm16 on
If I could read graphs I would be alarmed
Money_Junkie on
It’s because they probably come here for all their plays.
AffectionateWasabi96 on
This is extremely motivating to me oddly 🫨
rubens33 on
What type of securities are these that they invested in?
wotguild on
Seems like we are due to go up. Right….
No_Stand5622 on
You don’t sell, you won’t lose. Diamond ✋️.
StorminM4 on
Someone doesn’t understand how interest rates work, and they made a chart.
rainforestpuppy on
I assume this isn’t the i.e. unrealized gains aren’t included.
27 Comments
Can’t believe people got paid millions to be this regarded
The entire financial system is kind of BS. Just replace it entirely for Bitcoin
Has someone told them “Hodl, 💎👐”? I hear that is the winning strategy for unrealized losses
Bonds mature, they buy bonds. We don’t, and our portfolios won’t mature either🍻
I commented last week that the big guys are just WSB regards with more money and more leverage.
You’re like 2 years late with this meme
why would they have losses this year if interest rates havent been touched?
the title makes it seem like they are losing that amount per year but its really just reflecting the fact that they are still underwater.
This graph looks alarming but from what I understand the bulk of the unrealized loss is from mortgage back securities falling in price after the fed aggressively increased interest rates in Q1 2022. So long as people keep paying their 3% mortgages until rates are cut again then it won’t cause any issues.
They bought bonds instead of calls!!
As soon as rates go up even a quarter point those “losses” will be less.
Is this mostly commercial real estate?
secretely?
They collect fees to keep your money. Then they charge you to have an account with them which gives you access to your money. They then loan the money to business and people for a fee and gamble some of that money in the market. And when they make bad bets they get bailed out by governments with taxpayer money. So why not go big on risk. There is literally no risk to the banks because they know that governments will bail them out.
You on the other hand aren’t rich enough to do that yet.
my boss at bank of america said he worked there for 20 years and never got a securities license, so why should they sponsor me to get mine after 1 year? I think about him often
Relax those are mostly 20 and 30 year treasuries. They just have to hold for 20 years to maturity and they recover.
Only way this failure happens is if they are forced to sell, otherwise it is hold to maturity
If I could read graphs I would be alarmed
It’s because they probably come here for all their plays.
This is extremely motivating to me oddly 🫨
What type of securities are these that they invested in?
Seems like we are due to go up. Right….
You don’t sell, you won’t lose. Diamond ✋️.
Someone doesn’t understand how interest rates work, and they made a chart.
I assume this isn’t the i.e. unrealized gains aren’t included.
Is Deutsche Bank finally going to collapse?
Haha holy shit
Disinfo fk off