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    All-In on Tech: Why I Just Invested $2.1 Million in a Single ETF

    Hello Fellow Investors, I Need Your Advice!

    Recently, my parents sold their house and entrusted me with managing the proceeds. I've just started exploring the U.S. stock market, and I'm a firm believer that technology is the future. Since tech can't thrive without semiconductors, I found the SMH ETF.

    The holdings in SMH are nothing short of a "dream team" in the tech industry: NVIDIA, TSMC, ASML, AMD, and other semiconductor giants. In my opinion, investing in an ETF like this is better than betting heavily on a single stock, as it offers diversification without missing out on growth opportunities.

    That's why I've decided to go all-in with $2.1 million and invest it entirely in SMH, with a long-term horizon of 10 to 20 years, following a value investing approach.

    However, this is just my initial thought, and I would greatly appreciate any advice or feedback from experienced investors. Are there any better strategies or considerations I might be overlooking? Thank you!

    https://preview.redd.it/9i1ho67ov1kd1.png?width=1633&format=png&auto=webp&s=5bf00847cad46963d47d5d1dfdbcfffea4b093f6

    All-In on Tech: Why I Just Invested $2.1 Million in a Single ETF
    byu/Top_Minimum_6013 inwallstreetbets



    Posted by Top_Minimum_6013

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    36 Comments

    4. LordJohnMD on

      Welp, it’s at least better than gambling your grandma’s money on Intel.

      Also, “fellow investors” ?!? WTF ? Noone here is investing. Sir, this is a casino.

    6. Full_Logicz on

      future .com bubble bagholder spotted, why not just do spy, don’t most ppl see ai as risky ? what if the next AI winter is coming soon ? idk that’s retirement money don’t be the next intel guy xD

    7. toological4u on

      The expense ratio of SMH is over 10x the expense ratio of VOO (SP500).

      You are limiting your upside to the semiconductor industry, which, while large and growing, is a small fraction of the potential of tech. Why no software? Why no emerging technologies like VR, space, etc.

      You are not betting on tech, you’re betting specifically on semiconductors (a massively cyclical industry in its largest upswing ever)

      I hope your parents know they raised a regard. Best regards.

    13. quicksilver053 on

      Invest in a total stock market ETF and total bond market ETF. Indexing is one of the safest ways to preserve and grow money.

    14. Samjabr on

      Not saying this is a bad idea. But why don’t you buy in stages. Like $200,000 every month. That way if it goes up, you are buying less, but on the right track. If it goes down some, you can dollar cost down – Either way, it’s for the long term

      And maybe do 25% or more in SPY. There is def overlap between those stocks and the SMH – but just in case there’s a cyclical downturn in semis, there are tons of other companies in the SPY that can act as a buffer.

      Also, maybe a little in a high dividend paying fund. or hell, just put 5% in Morris. I think it has the highest % return of any stock. Ever… Day in-Day out for over 100 years, it just keeps paying $ out. Tech collapse, bank failures, etc. People just keep smoking.

      [America’s most successful stock (cnn.com)](https://money.cnn.com/2015/02/19/investing/americas-best-stock-ever/)

      https://preview.redd.it/p61cbtq702kd1.png?width=1282&format=png&auto=webp&s=d8f523d2a344cbb023794afe443996c7fb459fb8

    16. NeoNemoBlub on

      “I’ve just started exploring”

      “This is just my initial thought”

      “That’s why I decided to go all in”

      Pure comedy.

    20. calls-on-banana on

      why don’t yall who are looking to invest just hire some professional instead of yoloing or asking in this sub ,we yolo here cuz we’re poor tryna get rich quick but yall already rich yoloing it to become poor ![img](emote|t5_2th52|4271)

    21. khasan14 on

      I don’t know how big 2 million is for you but you already had 2 millions. I think you could put it somewhere not risky![gif](emote|free_emotes_pack|neutral_face)

    22. killerdrgn on

      Lol an ETF??? What is this r/investing? Come back when you dump all 2.1 mill into 0dte puts.

    23. 0xMoroc0x on

      Coming to WallStreet Bets for investment advice after he went all in on one ETF. To the tune of….*.*checks notes** ahh yes 2.1 **million** doll hairs.

      It appears you are adequately leveraged to your risk tolerance.

      Annnnnnnd its gone.

    27. Captain_Ahab_Ceely on

      >my parents sold their house and entrusted me with managing the proceeds. I’ve just started exploring the U.S. stock market

      This sounds like the script to a disaster movie and I’m here for it.

    28. EightBitMemory on

      > Recently, my parents sold their house and entrusted me with managing the proceeds

      Comes to wsb

      > That’s why I’ve decided to go all-in

      Truly regarded

    32. NY_State-a-Mind on

      ”  Recently, my parents sold their house and entrusted me with managing the proceeds. I’ve just started exploring the U.S. stock market”

      This is not going to end well.

    34. relentlessoldman on

      I made a lot off SMH and USD in the past 18 months and just sold it all before the recent dip, after comments from both Braindead and Mangoman that were very anti-China to de-risk going forward and not have too many eggs in one sector.

      I still hold positions in NVDA and AVGO however, and will add AMD and ARM should they come down enough for me to be happy with buying them.

      I wish you luck regard, I’m still in tech bigly via QQQ/VGT and likely always will be. Humans greed for new tech and chips is insatiable.

    35. charly371 on

      Don’t listen to haters. Everybody has a phone… Still haters don’t understand technology. Personally I would suggest to go more aggressive and use margin to increase your gain like any value investor do

    36. Dan23DJR on

      With an eye watering amount of 2.1 million it would’ve made so, so, so much more sense to put it all in either SPY, VTI or a global cap index fund. On the historic lifetime average of 8% gains which is like…actually a really safe bet, you’d be making $168,000 a year which would allow you to be super aggressive in building a property portfolio to then build a guaranteed income stream from renting. You say that you have a 10 to 20 year scope, but you also sound new to investing and when the market downturn comes and the PE ratios of companies like NVDA come back down to planet earth, you’ll be looking at hundreds and hundreds of thousands of unrealised losses before you ever see green again. You haven’t guaranteed yourself an income stream. With 2.1 million, you don’t need to be aggressive to build portfolio wealth. Not financial advice but I’d seriously consider taking it all back out and putting it in something safer and less prone to losing hundreds of thousands in a bubble burst event. Or atleast diversify a little bit in bonds aswell as equities.

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