Another why is my quote so high question

Hi all

I’m a 37YO male in Conway, Ar. I have never had an accident (knock on wood) or any type of moving violation in my entire driving history. I have had no lapses in coverage in the last 15 years.

I have been with progressive for 5+ years, again with no lapses in coverage.

I recently bought a 2024 Subaru Crosstrek and am paying 110 a month (still with progressive) for insurance with a 2K deductible. Every other insurance company has quoted me higher.

My father who also just started a policy with progressive is paying 680 a year to insure 3 vehicles (2 are liability only). What gives?