Pretty sure it’s been asked before but I’ll ask again anyways. I borrowed my father in laws car today and as I backed out of a parking spot in a lot I hit a car that was passing by. Damage is minor, no bodily injury but the other party wanted to go through insurance unfortunately. I’m not listed on the policy so my question is will my father in laws insurance cover the damages for both cars? To my understanding he has full coverage which includes collision and of course liability. We don’t live together so there’s no need for me to be on the policy and to my understanding permissive use is covered but I’m still anxious about the whole thing. The state this happened in is NY.
Posted by Practical-Lychee8850