Watch your towing and glass claims people

If your averaging multiple tow claims a year or averaging 1 glass claim a year, even if it is those starburst which might cost you like $50 for a deductible the carrier is still paying out on those.

While it varies between carrier and between state for their rules, those claims re still claims and if you give the carrier a fixed frequency they may certainly start to price that in whoever you are with

I don’t want to disuade insurance use if it’s needed and for example you can’t afford the fix in a strict inspection state like my home state of Pa for example but if you can keep it in the back of your mind. Auto insurance is supposed to be for the one offs, don’t make it more expensive then it has to be.