Hi everyone! The other day I hit a porcupine that was walking across the street at night. It ended up cracking the bottom of my bumper and needs a new fog light.
    I have liberty mutual for insurance with a 500 ded comprehensive coverage, never submitted a claim before.
    I know comprehensive isn't supposed to usually count against you but there's no guarantee.
    My auto body shop quoted me 1250 all said and done (car is 2014 Toyota avalon)
    Would you recommend submitting the claim in case it's more after they start working on it or pay out of pocket in case it affect my premiums?
    Appreciate the help!

    Recommendations on if I should file this car insurance claim
    byu/EducationalCup3791 inInsurance



    Posted by EducationalCup3791

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