For context I’m about to finish my 6 year reserve contract. I swore in during high school and I just found out I don’t have 6 “good” years to qualify for a VA home loan. I have 0 points from my first year due to no one telling me I had to work, shitty leadership. Overall I have over 400 points. Could I still qualify?
Posted by Ok-Substance7121
2 Comments
Is the VA home loan that great if you have enough to put down on a house to not need Mortgage Insurance? I have 780+ credit and might also not qualify for VA home loan. Without VA home loan can you still get lowest interest rate because you are in military on drill status or out of military completely after serving 5 years in guard.
“No one telling me I had to work”.
Basic and tech school should get you plenty of points your first year. If it’s year 2, you made it back to your home unit and “no one told you that you had to work”, well that’s on you.