What is the average amount of occupants in a car during an accident? (Adult/ children ratio, average injury amounts? Severity, frequency, etc.) Links for this info?
3 VS 5M Umbrella. Would 3M be enough?
Due to medical inflation and other factors I've researched, in a worse case scenario, 1M would not be sufficient to resolve and settle in full limits, in my opinion in 2024. 2M bare minimum. 3M seems to be very thorough. 5M even more so.
Occupants/ Umbrella Ratio
byu/AffectionateAd2826 inInsurance
Posted by AffectionateAd2826