I was exiting my apartment garage when I struck the gate. Now my car is damaged and the parking gate won’t work. Can my property damage liability cover costs to repair the parking gate?

It sounds frustrating, but typically, property damage liability on your car insurance covers damage to others’ property caused by your vehicle. Since the gate is part of the property you use but not owned by you, it might not be covered. You might need to check with your insurance provider for specific details. I once had a similar situation where I had to sort out coverage with my business insurance, and it took some navigating. I’d recommend getting in touch with your insurer to clarify the details and explore your options.