Long story short – I used to live in MA 3 years ago. I have since moved to DE, switched over my license, plates, registration, etc. I have my own policy on my own car. I visited my mother and drove her car. I rear ended another driver, we filed a claim through her insurance. Geico said it wasn't an issue that I wasn't listed, as I don't live there and this was permissive use.

    I just received a surcharge notice from what I believe is the state of MA (mailing address is Division of Insurance). I do not know why but the form has my old MA ID #. I've tried calling the division of insurance, they said call geico. Geico said they can't talk to me bc it's not my policy.

    I'm at a bit of a loss of what to do. Does this only apply if I still had my MA license?

    Second, unrelated question – normally when you look around for insurance quotes, they ask if you have been in an accident. Should I say yes, even though it was not my policy? I'd assume yes, but information online is conflicting.

    [MA] Accident while driving parents car, received MA surcharge notice
    byu/Bobbito95 inInsurance



    Posted by Bobbito95

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